Managing Your Accounts as a Small Business Owner



There have been numerous positive reports in recent months about the continued improvement of the UK economy since the 2008 financial crisis. Considered by many to have been the worst financial scenario since the Great Depression in the 1930’s, it is hardly a surprise that the repercussions are still being felt by many in the UK today. It is estimated that as many as 17,000 small businesses were shut-down between 2008 and 2010 due to the devastating effects of the recession.

It cannot be denied that conditions are still not ideal for businesses across the UK, with many struggling to stay afloat due to continued recovery of the UK and the current situation in the Eurozone. Whether you are a B2B or a B2C focused business, there are certain strategies which can ensure you are running an organised and, most importantly, profitable operation.
One useful starting point is to identify any potential roadblocks preventing your company from growing and eliminating them through assiduous management and innovative planning.

 Another is to start by evaluating your business plan and ensuring all of your processes are clearly outlined to ensure that efficiency and productivity are prioritised. If you do not have a business plan, consider creating one to make sure that all of your employees understand these processes and that they are aware of the company’s expectations and standards from the outset.

An additional area which numerous companies do not effectively invest in is software to assist with various processes and procedures. I have been surprised at how many companies do not invest in Xero or FreeAgent accounting software and continue to use traditional spreadsheets to manage their accounts. Switching to cloud accounting can be both time saving and cost-effective for small business, so it is wise to invest in various software solutions.

The introduction of computerised accounting systems has provided businesses with some major advantages in terms of speed, efficiency, and more importantly, accuracy. There is also the added bonus of being able to view the company’s accounts in real-time, which can prove to be a major advantage for smaller businesses, and provide a clear overview of the performance of the company. It can also offers the opportunity for the company to gain insights which are not normally possible via a traditional paper or spreadsheet-based system.

Aside from the above, there are other more specific advantages to using accounting software, as detailed below:
  •  Quickly create estimates and proposals
  • The ability to manage your invoices and to track when a payment is due either to yourself or to a client or customer
  •  Ensure that all of your expenses are fully trackable at all times
  • Keep on top of your tax payments and never miss an important deadline- a good piece of accounting software will enable you to export the data to your Outlook or Google calendar for your convenience
  • Ensure that your company’s time and resources are used as efficiently as possible; cash flow should also show signs of improvement through better debt collection and inventory control
  •  As we move more and more towards a globalised society it is now more important than ever to have the ability to deal in multiple currencies. This helps ensure that any issues with currency exchange rates are kept to a minimum


If you are a business owner of a small to medium-sized company, investing in software solutions will certainly prove to be worthwhile, especially as other businesses continue to digitize. As well as all of the above advantages, it also takes away that element of the ‘unknown’ that upper-management usually associate with their accounts. While if you are part of upper-management, you’ll how stressful managing accounts can be, especially for a smaller business. Accounting online can reduce this stress and make the process easier for all levels of management.


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