Digital Dividends: Investments in the Mobile Era



As a standard, almost every mobile I’ve bought in the last 5 or 6 years, whether it is an Android or iPhone, comes with software for monitoring stocks and shares. For many people, this could be the perfect introduction to investing, encouraging them to learn more about the profitable information that is readily available to them. When I made my first investments, there was very little means for checking up on stocks and shares beyond teletext or 24 hour news channels.


The new wave of mobile apps and stakeholder management software has made this information even more accessible, as well as more suited to the current digital market. The ability to constantly check on my shares has changed the way I manage my money; it’s almost very addictive like a mobile game, where I’m constantly checking and updating an assortment of statistics.

Like most kinds of software for consumer electronics, there is usually one aimed at more casual users, and the other aimed at people who prefer more advanced settings and technical usage. Having frequently used both top-of-the-line investment management programmes for mobile and desktop, I would say there are very clear differences. Most of the investment apps would be perfect for starting out, but they don’t offer users a breadth of features for effectively managing their shares.

I found the desktop incarnations to be much more natural. When the internet was in its infancy, I was right in the middle of my business centric years. I spent a lot of time browsing the earliest investment sites and seeing what intricate nuggets of financial wisdom I could gleam. The world of investing has changed even more since then; word has spread across the internet of how easily money can be made through investments, and the competitive nature that exists today was born from this.

Mobile technology also changed investments drastically. Apps and mobile sites made financial information even more accessible to everyone. Alongside the ever-more increasing amount of information on the internet, mobile apps gave investors a means to put it to use at any time. Some of the most inventive of these includes Acorns, which appeals to first time investors by allowing users to invest spare change. The app is listed as finance & educational in the iTunes store, and offers users visualised information to better manage their money.

Also on the rise is technical analysis tools. Although many apps and software solutions offer integrated technical analysis of share prices, it still exists as standalone software. Coupled with new technologies, technical analysis tools have become an important part of investments, allowing a greater analysis and understanding of yields for tech-loving mobile investors.

Through consumer electronics, I believe the intricacies of investments will be available to a larger range of people. These technologies have already helped people take control of their health, workflow, communications, and travel. With finance in the mix, as well as ongoing information on investments, consumers are being truly empowered by the range of digital tools available to them today.

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